Estoy atrasada en tres cuotas de un crédito de consumo, me ofrecen una repactación donde la cuota sube demasiado. ¿Es conveniente firmar este nuevo pagaré?

Debo un crédito por tres millones de pesos, ¿se pueden quedar con mi casa, que vale mucho más que eso?
Noviembre 11, 2010
Estoy sobre endeudado, tengo que pagar más de lo que gano. Me gustaría saber, ¿Qué me puede ocurrir?
Noviembre 11, 2010

Estoy atrasada en tres cuotas de un crédito de consumo, me ofrecen una repactación donde la cuota sube demasiado. ¿Es conveniente firmar este nuevo pagaré?

Respuesta: En primer lugar y antes de firmar cualquier repactación, es necesario verificar de buena manera el monto y forma de cálculo de los intereses que nos están cobrando. Luego, si sólo vamos a firmar el pagaré para “salir del problema”, sin contar con los medios económicos para cumplir, es recomendable no hacerlo.

Hay veces en que incluso es mejor esperar a ser demandado, y así defenderse en juicio (la deuda no va a desaparecer por arte de magia) pero si se pueden buscarse condiciones más favorables para repactar.

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